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About This Property

Discover what makes this home special

The Rufford is a charming detached three-bedroom family home located within the Saddleback View development near Penrith, Cumbria. Priced at £255,000, this property offers a practical and comfortable living space with a well-designed layout including a spacious living room, kitchen/dining area, and a convenient downstairs WC. The property benefits from an integral garage and a private rear garden facing south-east, perfect for enjoying natural light throughout the day.

Situated in a semi-rural area with easy access to local amenities and transport links, The Rufford provides an ideal balance between peaceful living and connectivity. The nearby Penrith Railway Station offers rail connections to Carlisle and beyond, while Carlisle city centre is accessible within a 30-minute drive, providing additional shopping, dining, and cultural options. The area is supported by good schools and parks, making it suitable for families and professionals alike.

Property Features

This property features a thoughtfully planned layout with three bedrooms and a single bathroom upstairs, complemented by a downstairs WC for convenience. The integral garage provides secure parking and additional storage. The kitchen/dining room is bright and spacious, with French doors opening onto the rear garden, enhancing indoor-outdoor living. The south-east facing garden receives ample morning and afternoon sunlight, ideal for gardening and outdoor activities.

DetachedIntegral Garage3 Bedrooms1 BathroomDownstairs WCKitchen/Dining Room+1

Local Amenities

Located near Penrith, the property benefits from a range of local amenities including schools such as Ullswater Community College and St. Catherine's Catholic Primary School, making it suitable for families. The nearby Penrith town centre offers supermarkets, shops, and restaurants, while the Rheged Centre provides cultural and leisure activities. Several parks and open spaces are within easy reach, supporting an active and outdoor lifestyle. Transport links via Penrith Railway Station connect residents to Carlisle and other regional hubs.

Penrith Railway StationPenrith Town CentreUllswater Community CollegeSt. Catherine's Catholic Primary SchoolRheged CentreLocal Shops+2
Penrith Railway Station Train Station (3.5 miles, 10 mins drive) • 30 mins by car to Carlisle

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£255,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£255,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
60/100
ChallengingModerateGoodExcellent
Quiet semi-rural location
Limited direct train connectivity
Affordable price point

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£255,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.5%
Based on £1,594/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£272,818
+£17,818 projected gain
5-Year Rent Forecast
£2,054/mo
Based on 5.2% annual growth
Price per Sq Ft£243
Annual Rent Income£19,128
10-Year ROI300%
Break-Even Point10 yrs

Property Value Projection

Based on 1.4% annual growth
£272,818
5yr
£291,881
10yr
£312,276
15yr
£334,097
20yr
£357,442
25yr
Current: £255,000

Monthly Rental Income

Based on 5.2% annual growth
£2,054
5yr
£2,646
10yr
£3,410
15yr
£4,393
20yr
£5,661
25yr
Current: £1,594/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Carlisle
N/A
30 mins
Penrith
N/A
10 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
6h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Good
Evening Low
Kitchen/Dining Room
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

45
Walk Score
Car-Dependent
30
Transit Score
Some Transit
40
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential+Positive Impact
Saddleback View Phase 2
On-siteEst. 2025
Infrastructure+Positive Impact
Carlisle Northern Development Route
5 milesEst. 2024
* Information based on local planning applications and may be subject to change

Loading location insights...

£255,000
AvailableNB0000038989
View Location Analytics

The Rufford

Penrith, Penrith CA11 9FL
Saddleback View
3
Bedrooms
1
Bathrooms
1,050
Est. Sq ft
detached
Type
Available Plot Numbers
89
1 plot(s) available
Ownershipfreehold

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£255,000The Rufford

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The Rufford
The RuffordPenrith£255,000

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