About This Property

Discover what makes this home special

The Clover is a charming detached family home situated in the desirable village of Witham-St-Hughs, Lincolnshire. Offering three well-proportioned bedrooms and three bathrooms, this property perfectly balances comfort and functionality. The spacious ground floor features an open-plan kitchen and dining area, complemented by a separate living room designed for relaxation and family time. Additional spaces such as a utility room and store provide practical storage solutions.

Located within easy reach of Lincoln city, The Clover benefits from a peaceful rural setting while maintaining convenient access to urban amenities and transport links. The property is ideal for families seeking a tranquil lifestyle combined with modern living conveniences. With a private garden and ample parking, this home presents a fantastic opportunity for those looking to settle in a welcoming community.

Property Features

This detached home boasts a thoughtfully designed layout with an open-plan kitchen and dining area that encourages social interaction and family gatherings. The separate living room offers a cozy space for relaxation. The inclusion of three bathrooms, including an en-suite, enhances convenience for families and guests alike. Practical features such as a utility room and store room add valuable storage and functionality. The private garden and parking space further complement the property’s appeal, making it suitable for modern family living.

DetachedPrivate GardenUtility RoomOpen Plan Kitchen/DiningSeparate Living RoomThree Bathrooms+2

Local Amenities

Witham-St-Hughs is a thriving village community with excellent local amenities including a well-regarded primary school and access to the William Farr Church of England Comprehensive School in nearby Welton. The village benefits from close proximity to Lincoln city, providing a wide range of shopping, dining, and cultural options. Residents enjoy convenient access to Lincoln Train Station, facilitating travel to larger cities. Local parks and community centres support an active lifestyle and foster a strong sense of community within the village.

Witham St Hughs Primary SchoolWilliam Farr C of E Comprehensive SchoolLincoln Train StationTesco SuperstoreLocal PubsCommunity Centre+1
Lincoln Train Station (6.5 miles, 15 mins drive) • 15 mins to Lincoln

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£294,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£294,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£294,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.1%
Based on £1,254/mo rent
Area Price Growth
+0.2%
Average annual increase
5-Year Value Forecast
£297,957
+£2,962 projected gain
5-Year Rent Forecast
£1,585/mo
Based on 4.8% annual growth
Price per Sq Ft£281
Annual Rent Income£15,048
10-Year ROI204%
Break-Even Point17 yrs

Property Value Projection

Based on 0.2% annual growth
£297,957
5yr
£300,948
10yr
£303,970
15yr
£307,022
20yr
£310,104
25yr
Current: £294,995

Monthly Rental Income

Based on 4.8% annual growth
£1,585
5yr
£2,004
10yr
£2,533
15yr
£3,203
20yr
£4,049
25yr
Current: £1,254/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Location

Commute Time Planner

Lincoln Central
15 mins
15 mins
London Kings Cross
2h 10m
3h 10m

Location Scores

40
Walk Score
Car-Dependent
50
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Residential & Commercial+Positive Impact
Witham St Hughs Expansion
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change
£294,995
Available
View Location Analytics

The Clover

Witham-St-Hughs, Lincolnshire, Witham-St-Hughs LN6 9XJ
Nova
3
Bedrooms
3
Bathrooms
1,050
Est. Sq ft
detached
Type

Developer

Honey
Available Plot Numbers
85
1 plot(s) available
Ownershipfreehold

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£294,995The Clover

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The Clover
The CloverWitham-St-Hughs, Lincolnshire£294,995

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