About This Property

Discover what makes this home special

The Elgin is a charming detached family home located in the desirable Kirkcaldy area, offering a perfect blend of comfort and modern living. With three well-proportioned bedrooms and two bathrooms, including an en-suite, this property is ideal for growing families or professionals seeking ample space. The ground floor features a spacious lounge, a large kitchen/dining room with access to the rear garden, a utility room, and a convenient WC, providing practical living spaces for everyday needs.

Situated within a friendly community, The Elgin benefits from a south-east facing rear garden that enjoys good sunlight throughout the day, creating a pleasant outdoor space for relaxation or entertaining. Its location in Kirkcaldy provides excellent access to local amenities, schools, and transport links, making it a highly attractive option for buyers looking for a balanced lifestyle between suburban tranquility and urban convenience.

Property Features

This property boasts a detached structure offering privacy and space, complemented by a south-east facing garden that captures ample morning and early afternoon sunlight. The inclusion of an en-suite in the master bedroom adds a touch of luxury and convenience. Practical features such as a utility room and ground floor WC enhance daily functionality, while the spacious kitchen/dining area provides a great environment for family meals and entertaining guests.

DetachedGardenEn-suiteUtility RoomSpacious Kitchen/DiningWC+1

Local Amenities

The Elgin benefits from proximity to Kirkcaldy Railway Station, offering straightforward travel connections to Edinburgh and Glasgow. Educational facilities such as Kirkcaldy High School and Dunnikier Primary School are nearby, making it suitable for families. Local amenities include a Tesco Superstore for convenient shopping, Beveridge Park for outdoor activities, and the Kirkcaldy Leisure Centre for fitness and recreation. The area also provides access to medical centres and a range of local shops, ensuring all daily needs are met within a short distance.

Kirkcaldy Railway StationKirkcaldy High SchoolDunnikier Primary SchoolTesco SuperstoreBeveridge ParkKirkcaldy Leisure Centre+2
Kirkcaldy Railway Station Train Station (1.3 miles, 6 mins drive) • 50 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£244,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£244,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local rental demand
Good but limited international transport links
Affordable entry price

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£244,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,123/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£288,456
+£43,461 projected gain
5-Year Rent Forecast
£1,289/mo
Based on 2.8% annual growth
Price per Sq Ft£258
Annual Rent Income£13,476
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 3.3% annual growth
£288,456
5yr
£339,626
10yr
£399,874
15yr
£470,809
20yr
£554,328
25yr
Current: £244,995

Monthly Rental Income

Based on 2.8% annual growth
£1,289
5yr
£1,480
10yr
£1,699
15yr
£1,951
20yr
£2,240
25yr
Current: £1,123/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
50 mins
45 mins
Glasgow Central
1h 30m
1h 15m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Good
Afternoon Moderate
Evening Low
Kitchen/Dining Room
Morning Excellent
Afternoon Good
Evening Moderate
Bedrooms
Morning Moderate
Afternoon Good
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
Kirkcaldy Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£244,995
AvailableNB0000017183
View Location Analytics

The Elgin

Kirkcaldy, Kirkcaldy KY1 2DD
Rosslyn Gait
3
Bedrooms
2
Bathrooms
950
Est. Sq ft
detached
Type
Available Plot Numbers
302
1 plot(s) available
Ownershipfreehold

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£244,995The Elgin

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The Elgin
The ElginKirkcaldy£244,995

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