About This Property

Discover what makes this home special

The Lumley is a detached family home located in the Solway View development near Wigton, Cumbria. Priced at £250,000, this property offers a spacious and well-designed layout ideal for modern living. The ground floor features a comfortable living room, a large kitchen/dining area with access to the rear garden, a utility room, and a convenient WC. The property is set within a growing residential community with good access to local amenities and transport links.

Situated in a semi-rural setting with proximity to the Lake District National Park, The Lumley benefits from a peaceful environment while still being connected to nearby towns and cities. Wigton town centre is just a short drive away, providing essential shopping, schooling, and leisure facilities. The property's rear garden faces south-west, offering good sunlight exposure during summer months, making it ideal for outdoor activities and relaxation.

Property Features

The Lumley boasts a detached design with a well-proportioned garden facing south-west, providing excellent sunlight during the afternoon and evening. The ground floor includes a practical utility room and a convenient WC, enhancing everyday functionality. The kitchen/dining area is spacious and bright, perfect for family meals and entertaining guests. The living room offers a cozy space for relaxation with good natural light throughout the day.

DetachedGardenUtility RoomWCSpacious Kitchen/DiningSouth-West Garden Aspect

Local Amenities

The property is well-served by local amenities including reputable primary schools such as Wigton Primary and St. Joseph's Catholic Primary. For leisure and shopping, Wigton Leisure Centre and Tesco Superstore are within easy reach. Transport connections are facilitated by Wigton Train Station, offering rail links to Carlisle and beyond. Outdoor enthusiasts will appreciate the close proximity to the Lake District National Park, providing ample opportunities for hiking and nature activities. A selection of local pubs and restaurants add to the community feel of the area.

Wigton Primary SchoolSt. Joseph's Catholic Primary SchoolWigton Leisure CentreTesco Superstore WigtonWigton Train StationLake District National Park+1
Dalston Station Train Station (1.8 miles, 6 mins drive) • 10 mins by car to Carlisle

Estimate Calculator

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£250,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£250,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£250,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
8.5%
Based on £1,771/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£267,469
+£17,469 projected gain
5-Year Rent Forecast
£2,282/mo
Based on 5.2% annual growth
Price per Sq Ft£240
Annual Rent Income£21,252
10-Year ROI340%
Break-Even Point8 yrs

Property Value Projection

Based on 1.4% annual growth
£267,469
5yr
£286,158
10yr
£306,153
15yr
£327,546
20yr
£350,433
25yr
Current: £250,000

Monthly Rental Income

Based on 5.2% annual growth
£2,282
5yr
£2,940
10yr
£3,788
15yr
£4,881
20yr
£6,289
25yr
Current: £1,771/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Carlisle
N/A (local bus/car recommended)
10 mins
Newcastle
1h 30m (via Carlisle)
1h 30m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining Room
Morning Good
Afternoon Excellent
Evening Good

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Residential+Positive Impact
Solway View Phase 2 Expansion
AdjacentEst. 2025
TransportModerate Impact
Carlisle Northern Development Route Improvements
3 milesEst. 2024
* Information based on local planning applications and may be subject to change

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£250,000
AvailableNB0000039186
View Location Analytics

The Lumley

Workington, Workington CA14 3FD
Solway View
3
Bedrooms
1
Bathrooms
1,040
Est. Sq ft
detached
Type
Available Plot Numbers
233
1 plot(s) available
Ownershipfreehold

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£250,000The Lumley

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The Lumley
The LumleyWorkington£250,000

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