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About This Property

Discover what makes this home special

The Elgin is a charming detached family home set within the Fairfields development in Monkton, Ayrshire. Offering three well-proportioned bedrooms and three bathrooms, including an en-suite, this property perfectly blends comfort and functionality. The spacious kitchen/dining area with French doors opens onto a south-west facing rear garden, ensuring plenty of natural light and ideal outdoor living space. The lounge provides a cozy retreat, while the utility room and downstairs WC add practical convenience to everyday living.

Situated in a peaceful yet accessible location, The Elgin benefits from proximity to local amenities and excellent transport links. The nearby Kilwinning train station connects residents to Glasgow in under 40 minutes, making it suitable for commuters seeking a balance between countryside tranquility and city accessibility. Future development plans in the area promise to enhance community facilities and transport infrastructure, underpinning the location's growth potential.

Property Features

This detached home offers a well-designed layout with three bedrooms, including a master bedroom with en-suite facilities. The spacious kitchen/dining room is perfect for family meals and entertaining, featuring French doors that open onto a generously sized garden with a favorable south-west aspect. Additional practical features include a utility room and a convenient downstairs WC. Double glazing throughout enhances energy efficiency and comfort.

DetachedSouth-West GardenEn-suiteUtility RoomSpacious Kitchen/DiningDownstairs WC+2

Local Amenities

The property is located within easy reach of several well-regarded schools, including Kilwinning Primary and Kilwinning Academy, catering to families with children of all ages. Shopping needs are well served by a nearby Tesco Superstore and a variety of local shops. Recreational options include Monkton Park and Kilwinning Golf Club, while the community centre hosts various activities and events. A selection of local pubs and restaurants provide dining options, contributing to a friendly village atmosphere.

Kilwinning Primary SchoolSt. Winning's Primary SchoolKilwinning AcademyTesco SuperstoreMonkton Community CentreKilwinning Golf Club+2
Kilwinning Train Station (2.4 miles, 7 mins drive) • 40 mins by train to Glasgow

Estimate Calculator

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25%
25
4.5%
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Purchase Costs
Total Price£280,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£280,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
62/100
ChallengingModerateGoodExcellent
Good value for money
Limited direct international transport links
Stable local rental demand

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£280,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,283/mo rent
Area Price Growth
+4.0%
Average annual increase
5-Year Value Forecast
£340,008
+£60,008 projected gain
5-Year Rent Forecast
£1,473/mo
Based on 2.8% annual growth
Price per Sq Ft£311
Annual Rent Income£15,396
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 4.0% annual growth
£340,008
5yr
£412,877
10yr
£501,363
15yr
£608,812
20yr
£739,290
25yr
Current: £280,000

Monthly Rental Income

Based on 2.8% annual growth
£1,473
5yr
£1,691
10yr
£1,941
15yr
£2,229
20yr
£2,559
25yr
Current: £1,283/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Glasgow Central
40 mins
45 mins
Glasgow Airport
N/A
30 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
7h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining
Morning Low
Afternoon Good
Evening Moderate
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

54
Walk Score
Somewhat Walkable
42
Transit Score
Some Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential+Positive Impact
Monkton Village Expansion
0.5 milesEst. 2025
TransportModerate Impact
Ayrshire Transport Improvement Scheme
N/AEst. 2026
* Information based on local planning applications and may be subject to change

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£280,000
AvailableNB0000036828
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The Elgin

Monkton, Prestwick KA9 2GA
Fairfields
3
Bedrooms
3
Bathrooms
900
Est. Sq ft
detached
Type
Available Plot Numbers
2
1 plot(s) available
Ownershipfreehold

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£280,000The Elgin

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The Elgin
The ElginMonkton£280,000

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