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About This Property

Discover what makes this home special

The Duffy is a spacious 4-bedroom, 3-bathroom flat located in the desirable Midlothian area of Oxford, offering a perfect blend of modern living and convenient access to the city's amenities. This thoughtfully designed property features a large kitchen/dining area with direct access to a private patio, ideal for entertaining and family gatherings. The inclusion of a garage and utility room adds practicality for everyday living. Upstairs, three well-proportioned bedrooms and a lounge provide comfortable living space with ample natural light.

Situated just a short drive from Oxford city centre, this home benefits from excellent transport links including proximity to Oxford Station, making it ideal for commuters. The local area offers a variety of schools, parks, and shopping facilities, making it a great choice for families and professionals alike. With a south-east facing garden, residents can enjoy pleasant morning and afternoon sunlight, enhancing the outdoor space.

Property Features

This property boasts a private garden with a south-east aspect, providing ample natural light and outdoor space. The garage offers secure parking and additional storage, while the utility room adds convenience. The kitchen/dining area is spacious and well-lit, perfect for family meals and entertaining. Multiple bathrooms including an en-suite and cloakroom enhance functionality for families or guests.

Private GardenGarageUtility RoomEn-suite BathroomCloakroomSpacious Kitchen/Dining Area+2

Local Amenities

Located close to Oxford Station and the city centre, residents have easy access to a wide range of shopping, dining, and cultural activities. The property is near several well-regarded schools including St. Michael's Church of England Primary and Oxford High School, making it suitable for families. Nearby Cutteslowe Park offers green space for recreation, while local supermarkets and bus routes provide everyday convenience.

Oxford StationOxford City CentreSt. Michael's Church of England Primary SchoolOxford High SchoolCutteslowe ParkTesco Superstore+1
Oxford Station Train Station (2.5 miles, 10 mins drive) • 10 mins to Oxford

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£424,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£177/mo
Estimated Ground Rent£14/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£424,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£177/mo
Estimated Ground Rent£14/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Strong rental demand in Oxford
Proximity to Oxford Station with direct London links
Stable local property market
Moderate transport congestion during peak hours

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£424,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£177/mo
Estimated Ground Rent£14/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.2%
Based on £1,842/mo rent
Area Price Growth
+1.6%
Average annual increase
5-Year Value Forecast
£461,007
+£36,012 projected gain
5-Year Rent Forecast
£2,188/mo
Based on 3.5% annual growth
Price per Sq Ft£236
Annual Rent Income£22,104
10-Year ROI208%
Break-Even Point23 yrs

Property Value Projection

Based on 1.6% annual growth
£461,007
5yr
£500,070
10yr
£542,442
15yr
£588,406
20yr
£638,264
25yr
Current: £424,995

Monthly Rental Income

Based on 3.5% annual growth
£2,188
5yr
£2,598
10yr
£3,086
15yr
£3,665
20yr
£4,353
25yr
Current: £1,842/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Paddington
59 mins
1h 20m
Birmingham New Street
1h 15m
1h 30m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Kitchen/Dining Area
Morning Excellent
Afternoon Good
Evening Low
Living Room
Morning Moderate
Afternoon Good
Evening Good
Bedroom 3/Snug (Ground Floor)
Morning Good
Afternoon Moderate
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use (Residential & Commercial)+Positive Impact
Oxford North Development
1.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£424,995
AvailableNB0000007268
View Location Analytics

Duffy

Midlothian, Midlothian OX2 8PQ
Belwood Oaks, Penicuik
4
Bedrooms
3
Bathrooms
1,800
Est. Sq ft
flat
Type

Developer

Cala Homes
Available Plot Numbers
157
1 plot(s) available
Ownershipleasehold

Request Information

£424,995Duffy

Enquire About This Property

Duffy
DuffyMidlothian£424,995

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