About This Property

Discover what makes this home special

The Cumberland is a charming detached home located in the Scarlett Mews development near Colchester, Essex. This property offers a comfortable living space with two well-sized bedrooms and a modern bathroom, ideal for small families or professionals seeking a quiet suburban lifestyle. The ground floor features a spacious living room with French doors opening to the rear garden, and a kitchen/dining area designed to maximize natural light and functionality. The property is set within a well-planned community with ample green spaces and local amenities nearby.

Situated just a short drive from Colchester town centre, The Cumberland benefits from excellent transport links including nearby train stations and bus routes, making commuting straightforward. The local area boasts a range of schools, parks, and shopping facilities, providing residents with convenience and a strong community feel. With a price point of £435,000, this home represents a solid investment in a growing area with good future development prospects.

Property Features

The Cumberland offers a detached layout with a well-proportioned living room that opens to the garden via French doors, creating a bright and airy atmosphere. The kitchen/dining area is compact but efficiently designed, perfect for everyday living. Two bedrooms upstairs provide comfortable sleeping quarters, complemented by a modern bathroom. Additional storage cupboards on the ground floor add to the practicality of the home.

DetachedGardenSpacious Living RoomKitchen/Dining AreaTwo BedroomsModern Bathroom+2

Local Amenities

The property is conveniently located within easy reach of Colchester town centre, which offers a wide range of amenities including supermarkets such as Tesco, various dining options, and retail parks. Educational facilities nearby include the highly regarded Colchester Royal Grammar School and several primary schools, making it ideal for families. Outdoor enthusiasts will appreciate proximity to Castle Park and other green spaces. Transport connections are strong, with Colchester Train Station just 3.5 miles away providing direct links to London and other major cities.

Colchester Train StationTesco SuperstoreColchester Royal Grammar SchoolColchester HospitalCastle ParkLocal Bus Routes+3
Colchester Town Train Station (3.5 miles, 10 mins drive) • 10 mins by car to Colchester

Estimate Calculator

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£435,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£435,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Proximity to London via train
Limited bedrooms for larger families
Growing area with development potential

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£435,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,958/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£473,719
+£38,719 projected gain
5-Year Rent Forecast
£2,325/mo
Based on 3.5% annual growth
Price per Sq Ft£395
Annual Rent Income£23,496
10-Year ROI216%
Break-Even Point19 yrs

Property Value Projection

Based on 1.7% annual growth
£473,719
5yr
£515,885
10yr
£561,804
15yr
£611,810
20yr
£666,267
25yr
Current: £435,000

Monthly Rental Income

Based on 3.5% annual growth
£2,325
5yr
£2,762
10yr
£3,280
15yr
£3,896
20yr
£4,627
25yr
Current: £1,958/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
55 mins
1h 15m
Stansted Airport
45 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-East-Facing Moderate
5h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Low
Evening Low
Kitchen / Dining
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Good
Afternoon Moderate
Evening Low
Bedroom 3
Morning Moderate
Afternoon Low
Evening Low

Location Scores

45
Walk Score
Car-Dependent
38
Transit Score
Some Transit
52
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Residential and Commercial+Positive Impact
Colchester Northern Gateway Development
2 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£435,000
AvailableNB0000039066
View Location Analytics

The Cumberland

Tiptree, Colchester CO5 0LX
Scarlett Mews
2
Bedrooms
1
Bathrooms
1,100
Est. Sq ft
detached
Type
Available Plot Numbers
123
1 plot(s) available
Ownershipfreehold

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£435,000The Cumberland

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The Cumberland
The CumberlandTiptree£435,000

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