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About This Property

Discover what makes this home special

Craigend is a stunning detached property located in the heart of Elgin, offering modern living with a touch of elegance. This three-bedroom home is thoughtfully designed to maximize space and light, featuring a spacious lounge, a contemporary kitchen/dining area, and a family room that opens onto the rear garden. Upstairs, the master bedroom boasts an en-suite, while two additional bedrooms and a family bathroom complete the layout. Perfect for families, the property is situated in a peaceful development with excellent amenities and transport links nearby.

Property Features

This property is designed for modern family living, offering a spacious and bright layout with high-quality finishes throughout. The south-west facing garden ensures plenty of sunlight, while the en-suite master bedroom provides a private retreat. The contemporary kitchen/dining area is perfect for entertaining, and the utility room adds practicality to daily life. With driveway parking and a ground floor WC, this home is both functional and stylish.

South-West facing gardenEn-suite master bedroomSpacious loungeContemporary kitchen/dining areaUtility roomGround floor WC+2

Local Amenities

Located in a thriving area, Craigend benefits from proximity to excellent schools, convenient transport links, and a range of local amenities. Elgin Train Station is just a short drive away, connecting you to Inverness and beyond. Nearby supermarkets, parks, and restaurants ensure all your daily needs are met, while leisure facilities provide opportunities for relaxation and recreation.

Local schoolsElgin Train StationSupermarketsParksRestaurantsLeisure facilities
Elgin Train Station Train Station (2.1 miles, 6 minutes drive) • 45 minutes by car to Inverness

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£274,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£274,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
High rental demand
Strong transport links
Proximity to natural attractions

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£274,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.3%
Based on £1,450/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£337,803
+£62,808 projected gain
5-Year Rent Forecast
£1,722/mo
Based on 3.5% annual growth
Price per Sq Ft£196
Annual Rent Income£17,400
10-Year ROI253%
Break-Even Point15 yrs

Property Value Projection

Based on 4.2% annual growth
£337,803
5yr
£414,956
10yr
£509,730
15yr
£626,151
20yr
£769,162
25yr
Current: £274,995

Monthly Rental Income

Based on 3.5% annual growth
£1,722
5yr
£2,045
10yr
£2,429
15yr
£2,885
20yr
£3,427
25yr
Current: £1,450/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

West End Primary SchoolPrimary
Good1.2 miles
Elgin AcademySecondary
Outstanding2.5 miles
New Elgin Primary SchoolPrimary
Good1.8 miles
St Sylvester's RC Primary SchoolPrimary
Good1.6 miles
Lossiemouth High SchoolSecondary
Good6.8 miles

Sun Path & Natural Light

NESW
South-West-Facing Excellent
10h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Bedrooms
Morning Good
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
70
Bike Score
Very Bikeable

Area Vibe

Quiet
Family-Friendly
Green Spaces

Connectivity

Broadband Speed
67 Mbps
Superfast Fibre
Good
Mobile Signal
Excellent
EE, Three, Vodafone, O2

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£274,995

Craigend

Elgin, Elgin IV30 4FG
3
Bedrooms
2
Bathrooms
1,400
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect86
Transport80
Future82
Location88
Overall86

Developer

Barratt Homes
Available Plot Numbers
103
1 plot available
Ownershipfreehold

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