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About This Property

Discover what makes this home special

The Campbell is a spacious detached family home located in the desirable area of Elgin, IV30 4FG. Offering four well-proportioned bedrooms and three bathrooms, including an en-suite, this property is designed to provide comfort and functionality for modern family living. The ground floor features a large open-plan kitchen/dining/family room with French doors opening onto the rear garden, perfect for entertaining and enjoying natural light throughout the day. A separate lounge provides a cozy space for relaxation, while utility and storage rooms add practicality.

Situated within a well-planned development, the property benefits from a south-east facing rear garden that enjoys good sunlight, particularly in the morning and early afternoon. The location offers a balance of suburban tranquility with convenient access to local amenities and transport links. Elgin town centre and railway station are within easy reach, providing connections to Inverness and beyond, making this an excellent choice for families and commuters alike.

Property Features

This detached Campbell home boasts four bedrooms, including a master with en-suite, and three bathrooms in total, ideal for family needs. The open-plan kitchen/dining/family area is designed for modern living, featuring French doors that open to a south-east facing garden, maximizing morning sunlight. Additional benefits include a separate lounge for quiet relaxation, a handy utility room, and ample storage spaces throughout the house. High-quality double glazing ensures energy efficiency and comfort year-round.

DetachedFour BedroomsThree BathroomsEn-suiteOpen-plan Kitchen/Dining/Family RoomLounge+5

Local Amenities

Located in Elgin, this property is close to excellent educational institutions such as Elgin High School and Elgin Academy, making it suitable for families with children. Daily conveniences are well catered for with nearby Tesco Superstore and various local shops and restaurants. The Elgin Leisure Centre and Cooper Park offer recreational opportunities, while Elgin Railway Station provides vital transport links to Inverness and other destinations. The community also benefits from accessible public services including the local library and healthcare facilities, contributing to a well-rounded living environment.

Elgin High SchoolElgin AcademyTesco SuperstoreElgin Leisure CentreElgin Railway StationCooper Park+3
Elgin Railway Station Train Station (1.3 miles, 5 mins drive) • 40 mins to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£361,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£361,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good local amenities and schools
Limited direct international transport links
Stable regional property market

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£361,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £2,353/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£457,188
+£95,193 projected gain
5-Year Rent Forecast
£2,701/mo
Based on 2.8% annual growth
Price per Sq Ft£219
Annual Rent Income£28,236
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£457,188
5yr
£577,413
10yr
£729,253
15yr
£921,023
20yr
£1,163,222
25yr
Current: £361,995

Monthly Rental Income

Based on 2.8% annual growth
£2,701
5yr
£3,101
10yr
£3,561
15yr
£4,088
20yr
£4,693
25yr
Current: £2,353/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
1h 45m
1h 40m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Kitchen/Dining/Family
Morning Excellent
Afternoon Good
Evening Moderate
Lounge
Morning Moderate
Afternoon Good
Evening Low
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£361,995
AvailableNB0000005078
View Location Analytics

Campbell

Elgin, Elgin IV30 4FG
Findrassie
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Barratt Homes
Available Plot Numbers
100
1 plot(s) available
Ownershipfreehold

Request Information

£361,995Campbell

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Campbell
Campbell Elgin£361,995

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