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About This Property

Discover what makes this home special

This stunning four-bedroom detached home in Elgin offers contemporary living in a peaceful and family-friendly neighborhood. The property boasts a spacious layout with a south-west facing garden, perfect for enjoying long summer evenings. Featuring a modern fitted kitchen, en-suite master bedroom, and bright living spaces, this home is ideal for families or professionals seeking a blend of comfort and style.

Property Features

This property is designed with modern living in mind, offering a spacious layout and high-quality finishes throughout. The south-west facing garden provides ample sunlight, while the en-suite master bedroom and contemporary kitchen ensure comfort and convenience. Additional features include a utility room, garage, and bright living spaces.

South-West Facing GardenGarageEn-suite Master BedroomModern Fitted KitchenUtility RoomSpacious Lounge+1

Local Amenities

Located in the thriving town of Elgin, this property benefits from excellent local amenities. Nearby schools, including West End Primary and Elgin Academy, are highly rated, making it perfect for families. Elgin Train Station is just minutes away, offering convenient travel to Inverness and Aberdeen. The area also boasts supermarkets, parks, and leisure facilities, ensuring everything you need is within easy reach.

SchoolsTrain StationSupermarketsParksRestaurantsLeisure Centre
Elgin Train Station Train Station (1.8 miles, 6 minutes drive) • 45 minutes by train to Inverness

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£361,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£361,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
78/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
Modern build with energy efficiency

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£361,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,800/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£444,673
+£82,678 projected gain
5-Year Rent Forecast
£2,138/mo
Based on 3.5% annual growth
Price per Sq Ft£226
Annual Rent Income£21,600
10-Year ROI239%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£444,673
5yr
£546,235
10yr
£670,994
15yr
£824,246
20yr
£1,012,501
25yr
Current: £361,995

Monthly Rental Income

Based on 3.5% annual growth
£2,138
5yr
£2,539
10yr
£3,016
15yr
£3,582
20yr
£4,254
25yr
Current: £1,800/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

West End Primary SchoolPrimary
Good0.5 miles
Elgin AcademySecondary
Outstanding1.2 miles
St Sylvester's RC Primary SchoolPrimary
Good1.0 miles
Lossiemouth High SchoolSecondary
Good5.5 miles

Commute Time Planner

Inverness
45 minutes
1 hour
Aberdeen
1 hour 30 minutes
1 hour 40 minutes

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining/Family
Morning Good
Afternoon Excellent
Evening Moderate
Bedrooms
Morning Excellent
Afternoon Good
Evening Low

Location Scores

76
Walk Score
Very Walkable
68
Transit Score
Good Transit
62
Bike Score
Bikeable

Area Vibe

Family-Friendly
Quiet
Green Spaces
Excellent Schools

Connectivity

Broadband Speed
900 Mbps
Full Fibre (FTTP)
Excellent
Mobile Signal
Excellent
EE, Vodafone, O2, Three

Future Developments Nearby

Commercial+Positive Impact
Elgin Town Centre Regeneration
1.5 milesEst. 2026
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£361,995

Campbell

Elgin, Elgin IV30 4FG
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth84
Yield86
Connect87
Transport85
Future83
Location89
Overall87

Developer

Barratt Homes
Available Plot Numbers
100
1 plot available
Ownershipfreehold

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