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About This Property

Discover what makes this home special

The Ripon is a charming semi-detached family home located in the heart of Swadlincote, Derbyshire. Priced at £250,000, this property offers three well-proportioned bedrooms and three bathrooms, including an en-suite, providing ample space for modern family living. The ground floor boasts a spacious lounge and a bright kitchen/dining area with direct access to the rear garden, ideal for entertaining and enjoying outdoor space. The property benefits from a practical layout with a convenient downstairs WC and useful storage areas.

Situated in a semi-rural yet accessible location, The Ripon offers a peaceful lifestyle while being within easy reach of essential amenities and transport links. The rear garden faces south-east, ensuring pleasant morning and early afternoon sunshine, perfect for gardening enthusiasts or family outdoor activities. This home is ideal for first-time buyers, growing families, or investors looking for a property with strong rental potential in a developing area.

Property Features

This property features a well-designed layout with three bedrooms upstairs, including a master bedroom with an en-suite bathroom. The presence of three bathrooms in total ensures convenience for families or guests. The ground floor offers a large lounge and a modern kitchen/dining space that opens to the garden, enhancing indoor-outdoor living. Additional features include a downstairs WC and a handy storage cupboard under the stairs. The south-east facing garden provides good sunlight during the morning and early afternoon hours, making it a bright and inviting outdoor space.

Semi-detachedThree bedroomsThree bathroomsEn-suiteKitchen/Dining areaLounge+4

Local Amenities

The Ripon benefits from proximity to several reputable schools such as St George's Primary School and The Pingle Academy, making it suitable for families with children. Local amenities include Morrisons supermarket and a variety of shops and restaurants in Swadlincote Town Centre, all within a short drive or bus ride. Outdoor enthusiasts will appreciate nearby Bretby Park, offering green space for recreation. Public transport is available via local bus services connecting to surrounding towns and the nearest train station at Swadlincote, although train services are limited. Overall, the area provides a balanced mix of convenience and community facilities.

St George's Primary SchoolThe Pingle AcademySwadlincote Leisure CentreMorrisons SupermarketSwadlincote Town CentreBretby Park+3
Swadlincote Train Station (1.8 miles, 6 mins drive) • 35 mins by car to Derby

Estimate Calculator

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£250,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£250,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
55/100
ChallengingModerateGoodExcellent
Affordable entry price
Limited direct train connectivity
Potential for capital growth due to local regeneration
Lower rental demand compared to major cities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£250,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,125/mo rent
Area Price Growth
+4.6%
Average annual increase
5-Year Value Forecast
£312,441
+£62,441 projected gain
5-Year Rent Forecast
£1,422/mo
Based on 4.8% annual growth
Price per Sq Ft£278
Annual Rent Income£13,500
10-Year ROI216%
Break-Even Point16 yrs

Property Value Projection

Based on 4.6% annual growth
£312,441
5yr
£390,477
10yr
£488,004
15yr
£609,890
20yr
£762,218
25yr
Current: £250,000

Monthly Rental Income

Based on 4.8% annual growth
£1,422
5yr
£1,798
10yr
£2,273
15yr
£2,873
20yr
£3,632
25yr
Current: £1,125/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Derby
N/A
35 mins
Birmingham
N/A
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Good
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Moderate
Bedroom 1
Morning Moderate
Afternoon Good
Evening Low

Location Scores

48
Walk Score
Car-Dependent
40
Transit Score
Some Transit
35
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Swadlincote Town Centre Regeneration
1.5 milesEst. 2025
TransportModerate Impact
Local Infrastructure Improvements
Within 2 milesEst. 2024
* Information based on local planning applications and may be subject to change

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£250,000
AvailableNB0000039090
View Location Analytics

The Ripon

Somercotes, Alfreton DE55 4NF
Seely Fields
3
Bedrooms
3
Bathrooms
900
Est. Sq ft
semi detached
Type

Developer

Avant Homes
Available Plot Numbers
078
1 plot(s) available
Ownershipfreehold

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£250,000The Ripon

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The Ripon
The RiponSomercotes£250,000

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