About This Property

Discover what makes this home special

The Oxley is a charming two-bedroom house located in the picturesque village of Silloth-on-Solway, Cumbria. Positioned close to the Solway Coast Area of Outstanding Natural Beauty, this property offers a blend of coastal living and rural tranquility. The home features a well-designed layout with a spacious lounge, modern kitchen with dining area, and a convenient ground-floor WC. Upstairs, two comfortable bedrooms are complemented by a family bathroom, making it ideal for small families, couples, or retirees seeking a peaceful retreat.

This property is priced competitively at £174,950, offering excellent value in a sought-after coastal community. The location benefits from a strong sense of community, access to local amenities, and beautiful natural surroundings, including nearby beaches and green spaces. With good transport links to Carlisle and other regional hubs, The Oxley is well-positioned for both lifestyle and investment purposes.

Property Features

The Oxley boasts a practical and comfortable layout with two well-proportioned bedrooms upstairs, including a main bedroom and a second bedroom suitable for guests or children. The presence of two bathrooms, including a ground-floor WC and an upstairs family bathroom, adds convenience for residents and visitors alike. The modern kitchen and dining area provide a bright and functional space for cooking and entertaining, with direct access to the rear garden. The lounge offers a cozy living area with ample natural light, perfect for relaxation. Additional storage cupboards throughout the home enhance functionality and organization.

Two BedroomsTwo BathroomsModern KitchenDining AreaLoungeGround Floor WC+3

Local Amenities

Located in the small coastal town of Silloth-on-Solway, The Oxley benefits from a range of local amenities that cater well to daily needs and leisure activities. Silloth Primary School offers education within a short distance, while healthcare needs are served by Silloth Community Hospital. The town provides essential shopping options including a Tesco Express and various local shops. Outdoor enthusiasts will appreciate the proximity to Silloth Beach and Silloth Golf Club, offering recreational opportunities. Although Silloth’s railway station is no longer operational, bus services connect residents to Carlisle and other nearby towns, maintaining reasonable transport accessibility.

Silloth Primary SchoolSilloth Community HospitalSilloth Golf ClubSilloth BeachTesco ExpressLocal Shops+5
Dalston Railway Station Train Station (2.8 miles, 8 mins drive) • 12 mins by car to Carlisle

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£174,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£174,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£174,950
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
8.5%
Based on £1,239/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£187,175
+£12,225 projected gain
5-Year Rent Forecast
£1,596/mo
Based on 5.2% annual growth
Price per Sq Ft£206
Annual Rent Income£14,868
10-Year ROI340%
Break-Even Point8 yrs

Property Value Projection

Based on 1.4% annual growth
£187,175
5yr
£200,253
10yr
£214,246
15yr
£229,217
20yr
£245,233
25yr
Current: £174,950

Monthly Rental Income

Based on 5.2% annual growth
£1,596
5yr
£2,057
10yr
£2,650
15yr
£3,415
20yr
£4,400
25yr
Current: £1,239/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Carlisle
N/A
12 mins
Newcastle
1h 15m
1h 20m

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential and InfrastructureModerate Positive Impact
Allerdale Local Plan Development
Within 3 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£174,950
AvailableNB0000055067
View Location Analytics

The Oxley

Whitehaven, Whitehaven CA28 9DN
Edgehill Park
2
Bedrooms
2
Bathrooms
850
Est. Sq ft
house
Type

Developer

Story Homes
Available Plot Numbers
280
1 plot(s) available
Ownershipfreehold

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£174,950The Oxley

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The Oxley
The OxleyWhitehaven£174,950

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