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About This Property

Discover what makes this home special

Spey is a charming one-bedroom house located in the suburban area of Cosham, Portsmouth, within the PO9 5FE postcode. This affordable property offers an excellent opportunity for first-time buyers or investors seeking a foothold in a well-connected residential neighbourhood. The house benefits from a south-east facing rear garden, providing pleasant morning and early afternoon sunlight, ideal for gardening enthusiasts and outdoor relaxation. Positioned close to local amenities and transport links, Spey combines convenience with a quiet, community feel.

The property is situated just under 2 miles from Cosham railway station, offering direct rail services to Portsmouth city centre and further afield to London Waterloo, making commuting straightforward. Local schools, shops, parks, and eateries are within easy reach, enhancing the lifestyle appeal. With ongoing area development and regeneration projects in Portsmouth, Spey holds promising growth potential for both owner-occupiers and buy-to-let investors.

Property Features

This property features a well-proportioned one-bedroom layout with double glazing and gas central heating ensuring comfort year-round. The south-east facing garden captures morning and early afternoon sun, perfect for outdoor activities or gardening. Off-street parking adds convenience in this residential neighbourhood. The quiet street location offers a peaceful living environment, while still being close to essential amenities and transport links. The house is ideal for singles, couples, or investors looking for a manageable property with good rental appeal.

One bedroomSouth-East facing gardenClose to Cosham stationOff-street parkingDouble glazingGas central heating+1

Local Amenities

The property enjoys proximity to Cosham railway station, providing excellent rail connectivity to Portsmouth and beyond. Springfield School, rated good by Ofsted, is nearby, making this location suitable for families with children. Local shopping needs are met by Tesco Express and other small retailers, while Cosham Park offers green space for recreation. The Cosham Tavern and several cafes provide social and dining options. Multiple bus routes serve the area, enhancing local transport options. Overall, the neighbourhood balances residential calm with convenient access to everyday amenities.

Cosham railway stationSpringfield SchoolCosham LibraryTesco ExpressCosham ParkThe Cosham Tavern+1
Havant Train Station (3.6 miles, 10 mins drive) • 20 mins by car to Portsmouth

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£175,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£175,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Affordable entry price
Good rail connectivity
Limited international appeal due to suburban location
Modest rental yield expectations

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£175,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
4.9%
Based on £715/mo rent
Area Price Growth
+1.5%
Average annual increase
5-Year Value Forecast
£188,711
+£13,711 projected gain
5-Year Rent Forecast
£849/mo
Based on 3.5% annual growth
Price per Sq Ft£269
Annual Rent Income£8,580
10-Year ROI196%
Break-Even Point22 yrs

Property Value Projection

Based on 1.5% annual growth
£188,711
5yr
£203,495
10yr
£219,438
15yr
£236,630
20yr
£255,169
25yr
Current: £175,000

Monthly Rental Income

Based on 3.5% annual growth
£849
5yr
£1,009
10yr
£1,198
15yr
£1,423
20yr
£1,690
25yr
Current: £715/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Site Plan

Site Plan

Location

Commute Time Planner

Portsmouth Harbour
15 mins
20 mins
London Waterloo
1h 25m
1h 30m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Bedroom
Morning Good
Afternoon Moderate
Evening Low
Kitchen
Morning Moderate
Afternoon Good
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
48
Transit Score
Some Transit
42
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial & Residential+Positive Impact
Fareham Town Centre Regeneration
2.5 milesEst. 2025
Transport InfrastructureModerate Impact
Fareham Sustainable Transport Initiative
Local AreaEst. 2024
* Information based on local planning applications and may be subject to change

Loading location insights...

£175,000
AvailableNB0000037259
View Location Analytics

Spey

Havant, Havant PO9 5FE
Harbour Views
1
Bedrooms
0
Bathrooms
650
Est. Sq ft
house
Type

Developer

Redrow
Available Plot Numbers
Plot 123
1 plot(s) available
Ownershipfreehold

Request Information

£175,000Spey

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Spey
SpeyHavant£175,000

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